Binance XRP perpetual
XRPUSDT
As of 2026-09-30 23:59 UTC, XRPUSDT on Binance has a collected rate of +0.0007% over 8h, or +0.72% simple annualised; its collected settlement interval is 8h, with up to 100x leverage. OKX has a lower rate for longs at -0.36%.
Settled rates over the past 30 days
Settled funding for XRPUSDT
The latest 30-day window contains 24 settlements covering 192 known-period hours, with a cumulative rate of +0.1051%. The latest 12 settlements are shown below.
| Settlement time (UTC) | Rate | Rate period |
|---|---|---|
| 2026-09-09 00:00 | +0.0007% | 8h |
| 2026-09-08 16:00 | +0.0084% | 8h |
| 2026-09-08 08:00 | +0.0046% | 8h |
| 2026-09-08 00:00 | +0.0015% | 8h |
| 2026-09-07 16:00 | +0.0044% | 8h |
| 2026-09-07 08:00 | +0.0036% | 8h |
| 2026-09-07 00:00 | +0.0067% | 8h |
| 2026-09-06 16:00 | +0.0035% | 8h |
| 2026-09-06 08:00 | -0.0020% | 8h |
| 2026-09-06 00:00 | +0.0002% | 8h |
| 2026-09-05 16:00 | -0.0028% | 8h |
| 2026-09-05 08:00 | -0.0016% | 8h |
The cumulative rate sums actual settlements with known periods. Positive totals mean net payment by longs and receipt by shorts; negative totals reverse the direction. If notional value changed, multiplying the current position by this total will not reproduce account cash flows. Historical rates do not predict returns.
What does this rate mean for a 10,000 USDT position?
For XRPUSDT, 10,000 USDT of notional × 0.000653% gives 0.0653 USDT over the quoted 8h rate period: longs pay and shorts receive. This is a constant-rate illustration, not a settled bill or a forecast. Use the actual settlement rate and notional at each settlement; leverage is not multiplied again. Trading fees are separate.
How do I select the margin tier for XRPUSDT?
This table selects tiers by position notional in USDT, not by the amount of margin deposited. The first tier starts at 0 and ends at 40000 USDT. Above that, tier 2 requires 0.6000% maintenance margin.
Maintenance margin ladder
With deduction · An isolated-margin estimate for linear contracts; excludes closing fees, accrued funding, auto-added margin and other positions.
| Tier | Range | Maintenance rate | Max leverage | Deduction |
|---|---|---|---|---|
| 1 | 0 – 40000 quote | 0.5000% | 100.00x | — |
| 2 | 40000 – 80000 quote | 0.6000% | 75.00x | 40 |
| 3 | 80000 – 150000 quote | 1.0000% | 50.00x | 360 |
| 4 | 150000 – 400000 quote | 1.2500% | 40.00x | 735 |
| 5 | 400000 – 1000000 quote | 2.0000% | 25.00x | 3735 |
| 6 | 1000000 – 2000000 quote | 2.5000% | 20.00x | 8735 |
| 7 | 2000000 – 10000000 quote | 5.0000% | 10.00x | 58735 |
| 8 | 10000000 – 20000000 quote | 10.0000% | 5.00x | 558735 |
| 9 | 20000000 – 25000000 quote | 12.5000% | 4.00x | 1058735 |
| 10 | 25000000 – 50000000 quote | 25.0000% | 2.00x | 4183735 |
| 11 | 50000000 – 100000000 quote | 50.0000% | 1.00x | 16683735 |
Contract specification
Quote currency: USDT · Settlement currency: USDT · Settlement interval: 8h. Lot size uses the venue’s original order unit; the calculator takes base-asset quantity.
The same asset elsewhere
| Venue | Contract | Rate period | Annualised |
|---|---|---|---|
| OKX | XRP-USDT-SWAP | 8h | -0.36% |
| Binance this page | XRPUSDT | 8h | +0.72% |
| Bybit | XRPUSDT | 8h | +1.62% |
| Aster | XRPUSDT | 8h | +2.42% |
| Gate | XRP_USDT | 8h | +5.04% |
| Binance | XRPUSDC | 8h | +6.86% |
| Lighter | XRP | 8h | +7.01% |
| OKX | XRP-USD-SWAP | 8h | +7.18% |
| Bybit | XRPPERP | 8h | +10.70% |
| Bitget | XRPUSDT | 8h | +10.95% |
| Hyperliquid | XRP | 1h | +10.95% |
Common questions
What is the Binance XRP funding rate?
The latest collected Binance XRP funding rate is +0.0007% per 8h rate period, or +0.72% simple annualised. At this rate longs pay shorts.
How often is funding charged on Binance XRP?
The collected settlement interval is 8h, normally 3 times a day. Venues can change it; confirm the next settlement time on the contract page.
What is the maximum leverage on Binance XRP?
The collected leverage cap for Binance XRP is 100x, with 11 margin tiers shown. The first margin tier, up to 40K USDT, allows 100x; the second allows 75x.
What is the maintenance margin rate on Binance XRP?
The first tier requires 0.5000%, with 11 available tiers. The applicable requirement depends on the position’s tier. This venue applies a deduction: maintenance margin = notional × tier rate − the tier's maintenance amount.
Which venue has the lowest XRP funding cost for longs?
For a long position, OKX currently has the lowest rate at -0.36% annualised; this page's Binance is at +0.72%. Negative funding pays longs. Trading costs are excluded, and the cash-flow direction reverses for shorts.
What has Binance XRP funding paid over the past 30 days?
Settlements over the past 30 days annualise to +4.79% across 24 settlements, 16% of which were negative (shorts paying). That is what already happened, not a forecast.
Observation time and verification
This contract’s funding was observed at 2026-09-30 23:59 UTC; an unsettled quote may still change. A dash denotes missing usable data, not zero. Binance official data source · Funding methodology
History coverage for this contract
24 settlements are available, covering 192 known-period hours, from 2026-09-01 08:00 to 2026-09-09 00:00 UTC. Annualisation uses those covered hours; a full 30-day record is not implied.