XAU 永续合约
同一币种，跨交易所比较资金成本。
数据更新于 2026-10-01 00:00 UTC
XAU 在 7 个合约上有报价。当前费率数值最高的是 Bybit（年化 +23.17%，费率基期 4 小时）， 最低的是 Aster（0.00%），相差 23.17 个百分点。 这些合约的费率基期不同，下表统一换算为单利年化后再比较。
当前费率最高
+23.17%
Bybit · 4h
当前费率最低
0.00%
Aster · 4h
费率差
23.17
个百分点
30 天区间年化最高
+19.25%
Bitget
各场所对比
| 场所 | 费率 | 年化 | 30 天实付年化 | 最大杠杆 | 24h 成交额 | 操作 |
|---|---|---|---|---|---|---|
| Bybit中心化XAUUSDT | +0.0106%4小时 | +23.17% | +17.58% |
150x | 119.4M | |
| 欧易中心化XAU-USDT-SWAP | +0.0187%8小时 | +20.43% | +14.43% |
100x | 320.4M | |
| Lighter链上XAU | +0.0168%8小时 | +18.40% | — 暂无历史 |
25x | 40.6M | |
| Gate中心化XAU_USDT | +0.0083%4小时 | +18.18% | +12.06% |
100x | 398.2M | |
| Bitget中心化XAUUSDT | +0.0065%4小时 | +14.24% | +19.25% |
100x | 156.1M | |
| Aster链上XAUUSDT | +0.0036%4小时 | +7.96% | — 暂无历史 |
100x | 7.7M | |
| Aster链上XAUUSD1 | 0.0000%4小时 | 0.00% | — 暂无历史 |
20x | 215.5M |
常见问题
哪些交易所有 XAU 永续合约？
XAU 目前共有 7 个永续合约，分布在 6 个场所：Aster、Bitget、Bybit、Gate、Lighter 和欧易。成交最活跃的是 Gate，过去 24 小时成交 $398.2M，占全部场所的 32%。
XAU 的资金费率现在哪里最低？
对多头最有利的是年化 0.00%，在 Aster XAUUSD1；对空头最有利的是 +23.17%，在 Bybit，两者相差 23.17 个百分点。
10,000 USDT 的 XAU 仓位每天要付多少资金费？
按当前费率，10,000 USDT 的多头每天约付 +6.35 USDT（Bybit）和 0.00 USDT（Aster XAUUSD1）。过去 30 天，Bybit 实际结算下来，同样仓位平均每天 +4.82 USDT。
XAU 的资金费多久结算一次？
各场所不同：Lighter 每 1 小时；Aster、Bitget、Bybit 和 Gate 每 4 小时；欧易每 8 小时。
XAU 过去 30 天的资金费实际付了多少？
实际结算最高的是 Bitget：年化 +19.25%，共 49 次结算，其中 0% 为负。最低的是 Gate，年化 +12.06%。4 个合约（共 7 个）有至少一周的已结算历史可供衡量。
XAU 最高能开多少倍杠杆？
已采集的最高杠杆上限是 150x，在 Bybit。Bybit 的这一上限适用于名义价值 10K USDT 以内，超过后降到 100x。
XAU 对比范围与资金费方向
正费率多头付空头，负费率反向；“最高/最低”不是收益推荐。这些合约分别以 USD、USD1 和 USDT 报价，比较前请打开合约参数核对结算币种和合约乘数。费率年化口径 · 官方来源。
费率与图表说明
区间年化按该合约在窗口内实际结算的费率求和，再按这些结算覆盖的小时数折算成年化——不是把当前费率外推。上市不足 30 天的合约按其自身区间折算。灰线为零轴：线在上方表示多头付费，下方表示空头付费。本列各行共用同一纵向标尺，可直接横向比较波动幅度。
交易链接说明
合作披露：通过部分链接注册并交易，本站可能获得佣金。数据展示与排名不受合作关系影响。
各场所保证金阶梯
Bybit · XAUUSDT 带扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – 10000 quote | 0.4000% | 150.00x | — |
| 2 | 10000 – 50000 quote | 0.5000% | 100.00x | 10 |
| 3 | 50000 – 100000 quote | 0.5600% | 90.00x | 40 |
| 4 | 100000 – 250000 quote | 0.6300% | 80.00x | 110 |
| 5 | 250000 – 400000 quote | 0.6700% | 75.00x | 210 |
| 6 | 400000 – 550000 quote | 0.7100% | 70.00x | 370 |
| 7 | 550000 – 700000 quote | 0.7700% | 65.00x | 700 |
| 8 | 700000 – 850000 quote | 0.9100% | 55.00x | 1680 |
| 9 | 850000 – 1000000 quote | 1.0000% | 50.00x | 2445 |
| 10 | 1000000 – 2000000 quote | 1.1100% | 45.00x | 3545 |
| 11 | 2000000 – 3000000 quote | 1.2500% | 40.00x | 6345 |
| 12 | 3000000 – 4000000 quote | 1.4300% | 35.00x | 11745 |
| 13 | 4000000 – 6000000 quote | 1.6700% | 30.00x | 21345 |
| 14 | 6000000 – 8000000 quote | 2.0000% | 25.00x | 41145 |
| 15 | 8000000 – 10000000 quote | 2.5000% | 20.00x | 81145 |
| 16 | 10000000 – 12000000 quote | 2.6300% | 19.00x | 94145 |
| 17 | 12000000 – 14000000 quote | 2.7800% | 18.00x | 112145 |
| 18 | 14000000 – 16000000 quote | 2.9400% | 17.00x | 134545 |
| 19 | 16000000 – 18000000 quote | 3.1300% | 16.00x | 164945 |
| 20 | 18000000 – 20000000 quote | 3.3300% | 15.00x | 200945 |
| 21 | 20000000 – 22000000 quote | 3.5700% | 14.00x | 248945 |
| 22 | 22000000 – 24000000 quote | 3.8500% | 13.00x | 310545 |
| 23 | 24000000 – 26000000 quote | 4.1700% | 12.00x | 387345 |
| 24 | 26000000 – 28000000 quote | 4.5500% | 11.00x | 486145 |
| 25 | 28000000 – 30000000 quote | 5.0000% | 10.00x | 612145 |
| 26 | 30000000 – 35000000 quote | 5.5600% | 9.00x | 780145 |
| 27 | 35000000 – 40000000 quote | 6.2500% | 8.00x | 1021645 |
| 28 | 40000000 – 45000000 quote | 7.1400% | 7.00x | 1377645 |
| 29 | 45000000 – 50000000 quote | 8.3300% | 6.00x | 1913145 |
| 30 | 50000000 – 60000000 quote | 10.0000% | 5.00x | 2748145 |
| 31 | 60000000 – 80000000 quote | 12.5000% | 4.00x | 4248145 |
| 32 | 80000000 – 100000000 quote | 16.6700% | 3.00x | 7584145 |
| 33 | 100000000 – 150000000 quote | 25.0000% | 2.00x | 15914145 |
| 34 | 150000000 – 250000000 quote | 34.9700% | 1.43x | 30869145 |
| 35 | 250000000 – ∞ quote | 50.0000% | 1.00x | 68444145 |
欧易 · XAU-USDT-SWAP 无扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – 90 base | 0.4000% | 100.00x | — |
| 2 | 90.001 – 180 base | 0.5000% | 66.66x | — |
| 3 | 180.001 – 360 base | 0.7500% | 50.00x | — |
| 4 | 360.001 – 720 base | 1.2500% | 40.00x | — |
| 5 | 720.001 – 1080 base | 1.7500% | 33.33x | — |
| 6 | 1080.001 – 1440 base | 2.2500% | 28.57x | — |
| 7 | 1440.001 – 1800 base | 2.7500% | 25.00x | — |
| 8 | 1800.001 – 2160 base | 3.2500% | 22.22x | — |
| 9 | 2160.001 – 2520 base | 3.7500% | 20.00x | — |
| 10 | 2520.001 – 2880 base | 4.2500% | 18.18x | — |
| 11 | 2880.001 – 3240 base | 4.7500% | 16.66x | — |
| 12 | 3240.001 – 3600 base | 5.2500% | 15.38x | — |
| 13 | 3600.001 – 3960 base | 5.7500% | 14.28x | — |
| 14 | 3960.001 – 4320 base | 6.2500% | 13.33x | — |
| 15 | 4320.001 – 4680 base | 6.7500% | 12.50x | — |
| 16 | 4680.001 – 5040 base | 7.2500% | 11.76x | — |
| 17 | 5040.001 – 5400 base | 7.7500% | 11.11x | — |
| 18 | 5400.001 – 5760 base | 8.2500% | 10.52x | — |
| 19 | 5760.001 – 6120 base | 8.7500% | 10.00x | — |
| 20 | 6120.001 – 6480 base | 9.2500% | 9.52x | — |
| 21 | 6480.001 – 6840 base | 9.7500% | 9.09x | — |
| 22 | 6840.001 – 7200 base | 10.2500% | 8.69x | — |
| 23 | 7200.001 – 7560 base | 10.7500% | 8.33x | — |
| 24 | 7560.001 – 7920 base | 11.2500% | 8.00x | — |
| 25 | 7920.001 – 8280 base | 11.7500% | 7.69x | — |
| 26 | 8280.001 – 8640 base | 12.2500% | 7.40x | — |
| 27 | 8640.001 – 9000 base | 12.7500% | 7.14x | — |
| 28 | 9000.001 – 9360 base | 13.2500% | 6.89x | — |
| 29 | 9360.001 – 9720 base | 13.7500% | 6.66x | — |
| 30 | 9720.001 – 10080 base | 14.2500% | 6.45x | — |
| 31 | 10080.001 – 10440 base | 14.7500% | 6.25x | — |
| 32 | 10440.001 – 10800 base | 15.2500% | 6.06x | — |
| 33 | 10800.001 – 11160 base | 15.7500% | 5.88x | — |
| 34 | 11160.001 – 11520 base | 16.2500% | 5.71x | — |
| 35 | 11520.001 – 11880 base | 16.7500% | 5.55x | — |
| 36 | 11880.001 – 12240 base | 17.2500% | 5.40x | — |
| 37 | 12240.001 – 12600 base | 17.7500% | 5.26x | — |
| 38 | 12600.001 – 12960 base | 18.2500% | 5.12x | — |
| 39 | 12960.001 – 13320 base | 18.7500% | 5.00x | — |
| 40 | 13320.001 – 13680 base | 19.2500% | 4.87x | — |
| 41 | 13680.001 – 14040 base | 19.7500% | 4.76x | — |
| 42 | 14040.001 – 14400 base | 20.2500% | 4.65x | — |
| 43 | 14400.001 – 14760 base | 20.7500% | 4.54x | — |
| 44 | 14760.001 – 15120 base | 21.2500% | 4.44x | — |
| 45 | 15120.001 – 15480 base | 21.7500% | 4.34x | — |
| 46 | 15480.001 – 15840 base | 22.2500% | 4.25x | — |
| 47 | 15840.001 – 16200 base | 22.7500% | 4.16x | — |
| 48 | 16200.001 – 16560 base | 23.2500% | 4.08x | — |
| 49 | 16560.001 – 16920 base | 23.7500% | 4.00x | — |
| 50 | 16920.001 – 17280 base | 24.2500% | 3.92x | — |
| 51 | 17280.001 – 17640 base | 24.7500% | 3.84x | — |
| 52 | 17640.001 – 18000 base | 25.2500% | 3.77x | — |
| 53 | 18000.001 – 18360 base | 25.7500% | 3.70x | — |
| 54 | 18360.001 – 18720 base | 26.2500% | 3.63x | — |
| 55 | 18720.001 – 19080 base | 26.7500% | 3.57x | — |
| 56 | 19080.001 – 19440 base | 27.2500% | 3.50x | — |
| 57 | 19440.001 – 19800 base | 27.7500% | 3.44x | — |
| 58 | 19800.001 – 20160 base | 28.2500% | 3.38x | — |
| 59 | 20160.001 – 20520 base | 28.7500% | 3.33x | — |
| 60 | 20520.001 – 20880 base | 29.2500% | 3.27x | — |
| 61 | 20880.001 – 21240 base | 29.7500% | 3.22x | — |
| 62 | 21240.001 – 21600 base | 30.2500% | 3.17x | — |
| 63 | 21600.001 – 21960 base | 30.7500% | 3.12x | — |
| 64 | 21960.001 – 22320 base | 31.2500% | 3.07x | — |
| 65 | 22320.001 – 22680 base | 31.7500% | 3.03x | — |
| 66 | 22680.001 – 23040 base | 32.2500% | 2.98x | — |
| 67 | 23040.001 – 23400 base | 32.7500% | 2.94x | — |
| 68 | 23400.001 – 23760 base | 33.2500% | 2.89x | — |
| 69 | 23760.001 – 24120 base | 33.7500% | 2.85x | — |
| 70 | 24120.001 – 24480 base | 34.2500% | 2.81x | — |
| 71 | 24480.001 – 24840 base | 34.7500% | 2.77x | — |
| 72 | 24840.001 – 25200 base | 35.2500% | 2.73x | — |
| 73 | 25200.001 – 25560 base | 35.7500% | 2.70x | — |
| 74 | 25560.001 – 25920 base | 36.2500% | 2.66x | — |
| 75 | 25920.001 – 26280 base | 36.7500% | 2.63x | — |
| 76 | 26280.001 – 26640 base | 37.2500% | 2.59x | — |
| 77 | 26640.001 – 27000 base | 37.7500% | 2.56x | — |
| 78 | 27000.001 – 27360 base | 38.2500% | 2.53x | — |
| 79 | 27360.001 – 27720 base | 38.7500% | 2.50x | — |
| 80 | 27720.001 – 28080 base | 39.2500% | 2.46x | — |
| 81 | 28080.001 – 28440 base | 39.7500% | 2.43x | — |
| 82 | 28440.001 – 28800 base | 40.2500% | 2.40x | — |
| 83 | 28800.001 – 29160 base | 40.7500% | 2.38x | — |
| 84 | 29160.001 – 29520 base | 41.2500% | 2.35x | — |
| 85 | 29520.001 – 29880 base | 41.7500% | 2.32x | — |
| 86 | 29880.001 – 30240 base | 42.2500% | 2.29x | — |
| 87 | 30240.001 – 30600 base | 42.7500% | 2.27x | — |
| 88 | 30600.001 – 30960 base | 43.2500% | 2.24x | — |
| 89 | 30960.001 – 31320 base | 43.7500% | 2.22x | — |
| 90 | 31320.001 – 31680 base | 44.2500% | 2.19x | — |
| 91 | 31680.001 – 32040 base | 44.7500% | 2.17x | — |
| 92 | 32040.001 – 32400 base | 45.2500% | 2.15x | — |
| 93 | 32400.001 – 32760 base | 45.7500% | 2.12x | — |
| 94 | 32760.001 – 33120 base | 46.2500% | 2.10x | — |
| 95 | 33120.001 – 33480 base | 46.7500% | 2.08x | — |
| 96 | 33480.001 – 33840 base | 47.2500% | 2.06x | — |
| 97 | 33840.001 – 34200 base | 47.7500% | 2.04x | — |
| 98 | 34200.001 – 34560 base | 48.2500% | 2.02x | — |
| 99 | 34560.001 – 34920 base | 48.7500% | 2.00x | — |
Lighter · XAU 无扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – ∞ quote | 2.4000% | 25.00x | — |
Gate · XAU_USDT 带扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – 50000 quote | 0.5000% | 100.00x | — |
| 2 | 50000 – 100000 quote | 0.5300% | 95.00x | 15 |
| 3 | 100000 – 150000 quote | 0.5500% | 90.00x | 35 |
| 4 | 150000 – 200000 quote | 0.5800% | 85.00x | 80 |
| 5 | 200000 – 300000 quote | 0.6000% | 80.00x | 120 |
| 6 | 300000 – 400000 quote | 0.6500% | 75.00x | 270 |
| 7 | 400000 – 500000 quote | 0.7000% | 70.00x | 470 |
| 8 | 500000 – 600000 quote | 0.7500% | 66.00x | 720 |
| 9 | 600000 – 700000 quote | 0.8000% | 60.00x | 1020 |
| 10 | 700000 – 800000 quote | 0.8500% | 58.00x | 1370 |
| 11 | 800000 – 900000 quote | 0.9000% | 55.00x | 1770 |
| 12 | 900000 – 1000000 quote | 1.0000% | 50.00x | 2670 |
| 13 | 1000000 – 1250000 quote | 1.1000% | 47.50x | 3670 |
| 14 | 1250000 – 1500000 quote | 1.2000% | 45.00x | 4920 |
| 15 | 1500000 – 1750000 quote | 1.3000% | 42.50x | 6420 |
| 16 | 1750000 – 2000000 quote | 1.5000% | 40.00x | 9920 |
| 17 | 2000000 – 2500000 quote | 2.0000% | 33.00x | 19920 |
| 18 | 2500000 – 3000000 quote | 2.3000% | 30.00x | 27420 |
| 19 | 3000000 – 4000000 quote | 3.0000% | 25.00x | 48420 |
| 20 | 4000000 – 5000000 quote | 4.0000% | 20.00x | 88420 |
| 21 | 5000000 – 6000000 quote | 5.0000% | 16.00x | 138420 |
| 22 | 6000000 – 7000000 quote | 6.0000% | 14.00x | 198420 |
| 23 | 7000000 – 8000000 quote | 6.5000% | 12.50x | 233420 |
| 24 | 8000000 – 9000000 quote | 6.8000% | 12.00x | 257420 |
| 25 | 9000000 – 10000000 quote | 8.0000% | 10.00x | 365420 |
| 26 | 10000000 – 11000000 quote | 14.0000% | 6.25x | 965420 |
| 27 | 11000000 – 12000000 quote | 17.0000% | 5.00x | 1295420 |
| 28 | 12000000 – 13000000 quote | 22.0000% | 4.00x | 1895420 |
| 29 | 13000000 – 14000000 quote | 30.0000% | 3.00x | 2935420 |
| 30 | 14000000 – 15000000 quote | 45.0000% | 2.00x | 5035420 |
| 31 | 15000000 – 20000000 quote | 75.0000% | 1.25x | 9535420 |
| 32 | 20000000 – 30000000 quote | 78.0000% | 1.20x | 10135420 |
| 33 | 30000000 – 40000000 quote | 90.0000% | 1.05x | 13735420 |
| 34 | 40000000 – ∞ quote | 95.0000% | 1.01x | 15735420 |
Bitget · XAUUSDT 无扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – 20000 quote | 0.5000% | 100.00x | — |
| 2 | 20000 – 200000 quote | 1.0000% | 75.00x | — |
| 3 | 200000 – 500000 quote | 1.5000% | 50.00x | — |
| 4 | 500000 – 2000000 quote | 2.0000% | 25.00x | — |
| 5 | 2000000 – 5000000 quote | 2.5000% | 20.00x | — |
| 6 | 5000000 – 20000000 quote | 5.0000% | 10.00x | — |
| 7 | 20000000 – 40000000 quote | 10.0000% | 5.00x | — |
| 8 | 40000000 – 60000000 quote | 12.5000% | 4.00x | — |
| 9 | 60000000 – 100000000 quote | 30.0000% | 2.00x | — |
| 10 | 100000000 – ∞ quote | 60.0000% | 1.00x | — |
Aster · XAUUSDT 带扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – 50000 quote | 0.5000% | 100.00x | — |
| 2 | 50000 – 400000 quote | 0.6600% | 75.00x | 80 |
| 3 | 400000 – 1000000 quote | 1.0000% | 50.00x | 1440 |
| 4 | 1000000 – 4000000 quote | 2.0000% | 25.00x | 11440 |
| 5 | 4000000 – 8000000 quote | 2.5000% | 20.00x | 31440 |
| 6 | 8000000 – 40000000 quote | 5.0000% | 10.00x | 231440 |
| 7 | 40000000 – 80000000 quote | 10.0000% | 5.00x | 2231440 |
| 8 | 80000000 – 100000000 quote | 12.5000% | 4.00x | 4231440 |
| 9 | 100000000 – 150000000 quote | 16.6700% | 3.00x | 8401440 |
| 10 | 150000000 – 200000000 quote | 25.0000% | 2.00x | 20896440 |
| 11 | 200000000 – 1000000000 quote | 50.0000% | 1.00x | 70896440 |
Aster · XAUUSD1 带扣减项
| 档位 | 区间 | 维持保证金率 | 最大杠杆 | 速算扣减 |
|---|---|---|---|---|
| 1 | 0 – 1000000 quote | 2.5000% | 20.00x | — |
| 2 | 1000000 – 2000000 quote | 5.0000% | 10.00x | 25000 |
| 3 | 2000000 – 5000000 quote | 10.0000% | 5.00x | 125000 |
| 4 | 5000000 – 10000000 quote | 12.5000% | 4.00x | 250000 |
| 5 | 10000000 – 20000000 quote | 16.6700% | 3.00x | 667000 |
| 6 | 20000000 – 40000000 quote | 25.0000% | 2.00x | 2333000 |
| 7 | 40000000 – 1000000000 quote | 50.0000% | 1.00x | 12333000 |